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Chip technology makes the MainSource Debit MasterCard even safer. Chip cards have a microchip embedded in the card, which provides increased protection against fraud. 

Your chip card comes with technology that is already in use around the world and has been proven to reduce counterfeit fraud. 




Chip cards are easy to use

Your MainSource Debit MasterCard has chip and magnetic stripe technology. That means, regardless of what type of terminal a merchant has, you'll be able to use your card anywhere Debit MasterCard is accepted. 


  • At retailers with chip-enabled terminals. Insert your card and follow the prompts on the terminal.
  • At retailers without chip terminals. Swipe your card and proceed as you normally would. 
  • Over the phone or online. Provide your card information the way you always have when you're ready to make a purchase. 



MasterCard Benefits included with your MainSource Debit MasterCard

All benefits are subject to terms and conditions*

Zero- Liability gives 100% protection from unauthorized purchases. 

Global Service provides 24 hours a day, seven days a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs. 

Extended Warranty doubles most manufacturer or U.S. store brand warranties for up to one additional year. 

Price Protection can refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.

Satisfaction Guarantee can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date. 

Identity Theft Resolution Services assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft. 


Click here for Frequently Asked Questions 


Using your debit card abroad?

Let us know know before you go. Call us at 800-713-6083. 

Need an ATM?

To locate the nearest MainSource Bank ATM or Allpoint Network ATM, click here

Life needs a great bank
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For Real Personal Lending

For Real Personal Lending

Banking isn't about us. You choose a bank because you love other things in life... like your family. 

Along the way, you need financial services like Home Loans to keep them safe. At MainSource, we get that. 

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For Money Management

For Money Management

At MainSource, we offer a range of checking options for managing your money. One of them is sure to be just what you're looking for. 

Learn more about Checking

Insurance and Investment products are NOT insured by the FDIC; not deposits or other obligations of, or guaranteed by the institution; subject to investment risks, including possible loss of the principal amount invested.