*Introductory rate offer applies to Home Equity Lines of Credit only. Advertised Annual Percentage Rate is accurate as of 4/24/17, to well qualified applicants and is subject to change at any time based on market conditions and borrower eligibility. Not all applicants will qualify for the lowest rate. Other rates and terms are available. Subject to credit approval. Variable APR is equal to The Wall Street Journal Prime Rate (currently 4.000%) plus or minus a margin. APR will be based on credit score and loan-to-value of the applicant. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, Combined Loan-to-Value (CLTV), and/or property type. Applicant with a credit score of 720 or higher and loan-to-value of 89.9% or less qualifies for the 1.25% 6-month introductory APR | 4.50% APR thereafter. Otherwise, offered APR may vary based on credit score and loan-to-value of the applicant. Current APRs range from 3.500% to 7.140%. Minimum credit line is $12,500. $50 annual fee. Closing costs range from $0 to $1,000, depending on credit score, loan amount, collateral position, and appraisal costs. Credit line together with any other mortgage(s) cannot exceed 89.9% of the property value on single-family, owner-occupied properties. Maximum Debt-to-Income of 43%. The APR is variable after the 6 month introductory rate and subject to change without notice. Maximum APR is 18%. If interest only payments are made, then a balloon payment will result. New originations only. Property insurance is required. Flood insurance may be required, if so, escrow of premium is required. Escrow of taxes and insurance is not available. Offer expires 7/31/17.

**Advertised APR shown available as of 4/24/17 to well qualified applicants. Example: 60 monthly payments of $358,62 for every $20,000 borrowed based on 45 days to first payment and secured by a 2015 model vehicle or newer with not more than 125,000 miles. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year. Hazard insurance is required. Subject to credit approval. The APR is subject to change at any time. See branch for details. Offer expires 7/31/17. 

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Insurance and Investment products are NOT insured by the FDIC; not deposits or other obligations of, or guaranteed by the institution; subject to investment risks, including possible loss of the principal amount invested.