Auto, Boat and Recreation Loans

Wherever you are in the Midwest, from Cincinnati, Ohio to Indianapolis, Indiana to Louisville, Kentucky, we are here to provide you with a loan that fits your needs.

New and Used Cars or Trucks* consumer loans Cincinnati Ohio, consumer loans Louisville Kentucky, consumer loans Indianapolis Indiana

  • New: Loan up to 107% of purchase price
  • Used: Loan up to 107% of lesser of purchase price or NADA value
  • Fixed interest rate
  • $175 origination fee
  • $29 VSI fee per vehicle
  • $2000 minimum loan amount
  • Term s between 36 and 72 months

Apply Now


Boats or Recreational Vehicles (RVs)** consumer loans Cincinnati Ohio, consumer loans Louisville Kentucky, consumer loans Indianapolis Indiana

  • New: Loan up to 90% of purchase price
  • Used: Loan up to 90% of less of purchase price or NADA value
  • Fixed interest rate
  • $175 origination fee
  • $2000 minimum loan amount
  • Term s between 36 and 120 months

Apply Now



Motorcycle or All-Terrain Vehicles (ATVs)*** consumer loans Cincinnati Ohio, consumer loans Louisville Kentucky, consumer loans Indianapolis Indiana

  • New: Loan up to 90% of purchase price
  • Used: Loan up to 90% of lesser of purchase price or NADA value
  • Fixed interest rate
  • $175 origination fee
  • $2,000 minimum loan amount
  • Term s between 36 and 72 months

Apply Now



Our loan process is convenient and simple:

  • Competitive fixed rates for new and used vehicles
  • Fast credit decisions
  • Refinance options available
  • Pre-qualification available
  • Rate discount with a n automatic payment from a MainSource checking account.
Apply Now



Secured Loans

A secured loan may be a good choice for building/rebuilding credit or to consolidate debt. Use the funds you have in a savings account or a CD to secure the loan. 

Overdraft Protection

Apply for an Overdraft Protection line of credit. You will know that when you write a check or use your debit card, the money is there to cover it. Overdraft Protection's got your back!

For more information on Overdraft Protection, click here.

For a list of Registered NMLS Loan Officers, click here.

Get Adobe Acrobat Reader*APR=3.03% for a credit score of 700 or greater. The APR is subject to change at any time based on market conditions and borrower eligibility. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year. Other rates and terms are available. Not all applicants will qualify for the lowest rate. Payment Example: 60 monthly payments of $360.90 for every $20,000 borrowed based on 45 days to first payment and secured by a model vehicle no more than two years old and no more than 125,000 miles. The maximum interest rate available is 12.38% APR and the minimum approved loan amount is $2,000. 

**APR=4.30% for a credit score of 700 or greater. The APR is subject to change at any time based on market conditions and borrower eligibility. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year. Other rates and terms are available. Not all applicants will qualify for the lowest rate. Payment Example: 84 monthly payments of $274.25 for every $20,000 borrowed based on 45 days to first payment and secured by a model year no more than two years old. The maximum interest rate available is 7.39% APR and the minimum approved loan amount is $2,000. 

***APR=5.06% for a credit score of 700 or greater. The APR is subject to change at any time based on market conditions and borrower eligibility. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year. Other rates and terms are available. Not all applicants will qualify for the lowest rate. Payment Example: 60 monthly payments of $191.88 for every $10,000 borrowed based on 45 days to first payment and secured by a model year no more than two years old. The maximum interest rate available is 15.00% APR and the minimum approved loan amount is $2,000. 

Life needs a great bank

For Smart Conveniences

For Smart Conveniences

We love seeing you face-to-face. For us, personal relationships are what it's all about. But we understand you don't always have time to swing by a branch. 

Learn more about our Smart Conveniences

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For Money Management

For Money Management

At MainSource, we offer a range of checking options for managing your money. One of them is sure to be just what you're looking for.

Learn more about Checking

Insurance and Investment products are NOT insured by the FDIC; not deposits or other obligations of, or guaranteed by the institution; subject to investment risks, including possible loss of the principal amount invested.