Home Equity Line of Credit

Put your home's equity to work for you! A MainSource Home Equity Line of Credit usually features a lower interest rate than other types of loans because it’s secured by the equity in your home. 

Other benefits:

  • Easy access by transferring Home Equity Line of Credit (HELOC) funds to your checking account through Online Banking
  • Ten-year maturity1
  • "Interest only" payment option
  • Option to convert balances to fixed rate/fixed payment
  • Possible tax deductability of interest2 

Home Equity Loan

Our Home Equity Loan gives you the benefit of using your home's equity to make that large much-needed purchase but with a fixed interest rate and a predictable fixed monthly payment.

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For a list of Registered NMLS Loan Officers, click here.

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1 $50 annual fee. Applicant with credit score of 720 to 799 and a loan to value of 80% or less qualifies for a 3.50% to 4.00% APR. APR is accurate as 6/15/2017 and is subject to change at any time. Maximum APR is 18%. If interest only payments are made, then a balloon payment will result. Subject to credit approval. 
2 Consult your tax advisor for details.
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