Home Equity Line of Credit

Put your home's equity to work for you! A MainSource Home Equity Line of Credit usually features a lower interest rate than other types of loans because it’s secured by the equity in your home. 

Other benefits:

  • Easy access by transferring Home Equity Line of Credit (HELOC) funds to your checking account through Online Banking
  • Ten-year maturity1
  • "Interest only" payment option
  • Option to convert balances to fixed rate/fixed payment
  • Possible tax deductability of interest2 


Home Equity Loan

Our Home Equity Loan gives you the benefit of using your home's equity to make that large much-needed purchase but with a fixed interest rate and a predictable fixed monthly payment.

Apply Now


For a list of Registered NMLS Loan Officers, click here.

Get Adobe Acrobat Reader

1 $50 annual fee. Applicant with credit score of 720 to 799 and a loan to value of 80% or less qualifies for a 3.50% to 4.00% APR. APR is accurate as 6/15/2017 and is subject to change at any time. Maximum APR is 18%. If interest only payments are made, then a balloon payment will result. Subject to credit approval. 
2 Consult your tax advisor for details.
Life needs a great bank
MainSource Bank, Online Banking, Mobile Banking, Mobile Deposit, MainSource Rewards, FinanceWorks, Quicken/QuickBook Access

For Banking On The Go

For Banking on the Go

Rely on our mobile solutions for fast, on-the-go access to your finances. Choose the mobile options that are right for you - for the smart way to take care of your finances, anywhere life takes you.

  • Mobile & Tablet App
  • Text Message Banking
  • Mobile Web 
Learn more about Mobile Banking

woman holding credit cardco-workers around table working on project

For Convenient & Safe Purchasing

For Convenient & Safe Purchasing

In addition to options with competitive rates, rewards, travel benefits and other perks, you'll also get us. We offer Visa and American Express credit cards - offering ease of use, worldwide acceptance and competitive features. 

Learn more about Credit Cards

Insurance and Investment products are NOT insured by the FDIC; not deposits or other obligations of, or guaranteed by the institution; subject to investment risks, including possible loss of the principal amount invested.