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VISA Debit Cards

Swipe. Smile. Repeat.

We’re thrilled when people choose MainSource to be their bank. It’s a big deal to us. So we show our appreciation by offering our customers the most convenient, useful services we can. Case in point: our debit cards. They work just like debit cards from other banks – but they’re backed by the friendly, personalized service you’ll only find at MainSource. Refreshing, right?

MainSource Debit Card

The MainSource Bank Visa® Debit Card looks like a credit card but works like a check. Use it to make purchases wherever Visa® is accepted. You can also use it in combination with your PIN number to withdraw cash from ATMs worldwide.

Allpoint Network

With your MainSource Visa® Debit Card, you now have access to over 55,000 ATMs worldwide. Allpoint is America's largest surcharge-FREE* network and their ATMs are found in safe and convenient retail locations such as 7-Eleven, Costco Wholesale, Target, CVS, Kroger, and Safeway. 


Using the Allpoint network is simple.

1.  Find an Allpoint ATM near you.

  • Click here and enter your location.
  • Use your MainSource Mobile App.

2.  Look for the Allpoint logo.
Allpoint Network    

Some ATMs may be branded by another financial institution.  But rest assured, transactions are surcharge-FREE* when you see the Allpoint logo.

Surcharges & Service Charges. What do they mean?

An ATM surcharge is a fee that is charged to you by the ATM owner to use their ATM. A Service Charge is charged by the company who issues your card (in this case, MainSource). A Service Charge is charged when you use your card outside of our network of ATMs. 

If you use your MainSource Debit Card at a MainSource Bank ATM or an Allpoint ATM, there are no surcharges. Best Friends, Select and WOW! customers will never pay a Service Charge when they use an Allpoint ATM*


For information regarding locations and surcharge fees, contact our Customer Service Department at 800-713-6083. 

Notice: If the surcharge screen appears during your ATM transaction, press "yes" to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge or Allpoint will refund your money. 

*Only Free Checking customers will be charged a $2.50 ATM service charge per transaction with no surcharge fee.

MainSource Rewards

Friendliness. Smiles. Pleasant conversation. They’re all just the tip of the iceberg compared to what we’ve got lined up for you. When you have a MainSource Debit Card and access to Online Banking, you have the power to click, shop, and enjoy cash back!

To sign up for any of our convenience banking services, simply contact us.