An account designed for customers 50 and over who want interest on their account.
1. Interest rates are tiered on balance.
2. The account must be returned to a positive balance as soon as possible. This service may apply to checks and ACH transactions. If the customer elects to affirmatively agree, the service may apply to ATM and everyday debit card transactions. Overdraft payments may be discretionary. An overdraft fee of $37 will apply for each transaction that is paid. An overdraft notification fee of $35 will be charged on the 7th, 14th, and 21st consecutive calendar days following the overdraft occurence if the account remains in overdraft status.