Advertised Annual Percentage Rate is accurate as of 3/13/14 and is subject to change at any time. Subject to credit approval. APR will be based on credit score and loan-to-value of the applicant. Applicant with a credit score of 700-719 and loan-to-value of 80% or less qualifies for the 1.49% 6 month introductory APR, 3.99% APR after the introductory period. Minimum loan amount is $10,000. $250 prepayment penalty fee in the first 2 years. $50 annual fee. Requires automatic debit for payment from a MainSource Bank checking account. The APR is variable after the 6 month introductory rate and subject to change without notice. Maximum APR is 18%. If interest only payments are made, then a balloon payment will result. New originations only. Property insurance is required. Sweepstakes rules may apply. No application for credit necessary to enter sweepstakes. Prize subject to IRS rules. Winner will receive appropriate tax forms. See branch for terms and conditions. Offer expires 6/28/14.