MainSource Bank is part of the Allpoint ATM Network!

With your MainSource MasterCard® Debit Card, you have access to over 55,000 ATMs worldwide. Allpoint is America's largest surcharge-free* network and their ATMs are found in safe and convenient retail locations such as 7-Eleven, Costco Wholesale, Target, CVS, Kroger, and Safeway.

Using the Allpoint network is simple.

1.  Find an Allpoint ATM near you.

  • Click here and enter your location.
  • Use your MainSource Mobile App.

2.  Look for the Allpoint logo.
Allpoint Network  

Some ATMs may be branded by another financial institution.  But rest assured, transactions are surcharge-free* when you see the Allpoint logo.

Surcharges & Service Charges. What do they mean?

An ATM surcharge is a fee that is charged to you by the ATM owner to use their ATM. A Service Charge is charged by the company who issues your card (in this case, MainSource). A Service Charge is charged when you use your card outside of our network of ATMs.

If you use your MainSource Debit Card at a MainSource Bank ATM or an Allpoint ATM, there are no surcharges. Wow, Student Wow, Premium and Fresh Start customers will never pay a Service Charge when they use an Allpoint ATM*.

For information regarding locations and surcharge fees, contact our Customer Service Department at 800-713-6083. 

Notice: If the surcharge screen appears during your ATM transaction, press "yes" to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge or Allpoint will refund your money.

*Only Simple and Worry Free Checking customers will be charged a $2.50 ATM service charge per transaction with no surcharge fee.