Small Business Administration (SBA) Loans

Life needs big dreams.  Life needs a plan to make those dreams happen.

Worked hard to build a successful business? With your proven success, you have earned the right to access the best lending products MainSource has to offer. With SBA loans, you can efficiently create an ultra-competitive lending solution that offers greater flexibility and options than the traditional commercial loan structures. 

MainSource Bank is an authorized SBA lender. Our commercial banking team is dedicated to helping your small business. We will help find the right program to fit your small business dreams and goals. 


Benefits of SBA Financing
  • Lower payments with fixed or variable interest rates
  • Longer amortization - up to 25 years for real estate, 10 years for equipment, and 7 years for working capital
  • No balloon payments
  • First principal payment can be delayed up to 6 months

You may use the proceeds of your SBA loan for many business purposes. Some of those purposes include:

  • Real estate purchase
  • Construction
  • Machinery/equipment purchases
  • Business acquisitions or expansions
  • Inventory purchases and working capital support
  • Refinance of existing debt
Borrower Forms 
Express Programs
For CAP Lines


 For a complete list of SBA forms,