Mortgage Loans

We’re committed to healthy communities. So, of course, we’re committed to home ownership. If you’re interested in purchasing a new home – be it a starter or the one you’ve been dreaming of – we’ll work with you to make it happen. It starts with competitive rates and local, in-branch decision-making. Click here to Learn More.

  • USDA Rural Housing Loans offer no down payment home loans to qualified buyers and properties.  (Income and geographic restrictions may apply). 
  • VA (Veterans Administration) Loans offer no down payment options to qualified active duty, disabled, and honorably discharged veterans.
  • FHA (Federal Housing Administration) Loans offer low down payments.  Gift funds are allowed plus qualified relatives can also co-sign.
  • Conventional Loan Programs offer low down payments and several refinancing options.
  • Kentucky Housing Corporation and Indiana Housing and Community Development Authority programs provide mortgage financing and down payment assistance for qualifying first-time home buyers.  Income restrictions do apply.  


 Click here for a list of Registered NMLS Loan Officers